Estimate your return
See how a fixed-term product’s interest and payout are calculated, using a small set of sample rates and tenors, not a projection of what any specific product will pay.
Your inputs
Illustrative sample rates and tenors for demonstration only, not current or guaranteed product rates.
Your estimate
Interest is calculated as capital multiplied by annual rate and tenor, divided by 365 days. Withholding tax (WHT) is charged at 10% of gross interest.
- Capital
- ₦50,000.00
- Gross interest earned
- ₦4,438.36
- Withholding tax (10%)
- ₦443.84
- Net interest earned
- ₦3,994.52
- Maturity value
- ₦53,994.52
This estimate uses a 18% per annum rate over a 180-day tenor, selected from a small set of illustrative sample values, not a specific product on Orchard, and not a guarantee of any return. Actual product terms (rate, tenor, and fees) vary by product. Real, product-specific figures are available inside your Orchard account once you’re signed in.
Get started